Although not for everyone, there are many pros to getting a prepaid funeral plan:
Buying in advance can help stop your family from being taken advantage of when in distress. Buying a plan in advance of need, when the purchase can be made in what’s presumably a calmer, more rational state of mind will take the pressure off your family financially and emotionally when the time comes to arrange your funeral.
Prepaying avoids cash flow problems at a time of need. If you can afford the premiums now, funeral plans can help cash flow problems for your family in bereavement. Even if you’ve set aside funeral money, your family may not be able to access it in time to pay the bills if they have to wait for it due to legal process.